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Financial Advisory Services

One of the benefits of having a large diverse practice is learning from different client experiences.   If you have a major financial decision to make or about to experience a major lifestyle change, we should meet and discuss your situation.

During our initial "discovery" consultation, I will obtain a better understanding of the scope of your financial project.  Every engagement is personalized, some clients have a specific project, others want a comprehensive plan and meetings with their other advisors and family members.  After our initial consultation, I will  provide an engagement letter to define  my service role and fee estimate.  Financial advisory services are provided for a fee with no obligation to purchase a financial product offered from Securities America Advisors, Inc. or other financial institutions.

Employer Sponsored Retirement Plan Review
For most people, their retirement plans are their largest financial asset.  These plans should be periodically monitored, the investment options should match your investment risk profile, and before you retire, you may want to evaluate your retirement income distribution options.

Employment Offers And Employee Benefit Review  
If you have not reviewed your employee benefits package in a while or do not understand some of your options, please obtain the updated booklet  or on-line version, and schedule a conference. 

Lifestyle Events (loss of a spouse *  divorce *  unemployment *  remarriage)
Each of these major events may require a reassessment of your financial goals and objectives, updating your financial record-keeping, a review of your beneficiary agreements, residential relocation considerations, and possible changes to your family and financial team of advisors.  I am also available to facilitate "Family "Financial" meetings and to assist with beneficiary claim processing.

Insurance Review
Insurance coverage is available to provide the financial resources to supplement your income In the event of a long-term disability, or to help pay for long-term care.  Life insurance provides financial resources to help your family maintain their lifestyle when you pass away.  If you have coverage that you are not sure that you still need, are being solicited for new coverage, or want an assessment of your insurance needs, please give my office a call to schedule a consultation.

These are just a sample of the advisory services that I offer.  If you need another service, please give my office a call or send an e-mail.  Prior to commencement of any engagement, you will be provided a Securities America Advisors, Inc. Firm Brochure (Part 2A of Form ADV) , my Advisor Brochure Supplement (Part 2B of Form ADV), and a Securities America Financial Planning Agreement.

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